Raised in the Appalachian region, Tom's childhood dreams were always centered around becoming a successful businessman. Fueled by a desire to break free from the generational poverty surrounding him, Tom, the son of a coal miner, bypassed college and embarked on a journey through the corporate world, steadily climbing the ranks in sales and management. Recognizing his knack for turnaround management, he specialized in reviving unprofitable companies, stores, or departments.

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After honing his skills through various challenging roles, Tom took the entrepreneurial plunge, establishing his financial services firm. Armed with 18 licenses encompassing life and health insurance, property and casualty insurance, mortgages, and securities sales, Tom and his wife dedicated themselves to assisting families in crafting efficient financial and investment strategies.

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In 2006, the couple made a bold move, relocating their family and business from a small Ohio community to the thriving market of Houston, TX. Unfortunately, the unforeseen financial crisis in the subsequent year dealt a harsh blow, wiping out their hard-earned savings. Undeterred, Tom reinvented himself as a real estate professional, building an impressive portfolio of over 400 rental units and engaging in numerous residential and commercial property transactions.

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In 2014, a pivotal partnership with Donald Sutton led to the co-founding of Investor Loan Source (ILS), where they successfully closed over 2,100 loans totaling $1 billion in volume. Expanding their venture, Tom and Donald launched The ILS Funds in 2018, opening opportunities for passive investors to participate in private lending systems. Currently managing over $118 million in investor capital, The ILS Funds have consistently delivered strong returns.

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Tom, married to Melissa for two decades, continues to call Texas home, surrounded by their four adult children and eleven grandchildren, some of whom are involved in the family business. An enthusiastic hunter, Tom cherishes family moments on his exotic game ranch in central Texas. Committed to sharing his wealth-building knowledge, he advocates for real estate as a pathway to success. Formerly the host of "The Real Estate Rush Hour" radio show, Tom remains a sought-after speaker, crisscrossing the country to address conventions and mastermind groups while fulfilling his role as CEO of the ILS group of companies.

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